OUR MORTGAGE PROGRAMS

Programs

This page is meant to show you all the mortgage programs we have.
We’re here to help you figure out which mortgage best fits your unique financial picture.

  • FHA

  • 203K

  • VA

  • USDA

  • HARP

  • CONV

FHA HOME LOAN

A FHA Loan from LeaderOne Financial is a great solution for a first-time homebuyer as well as those who want
to make a lower down payment. Additionally, an FHA loan will help our clients with less-than-perfect-credit!

Streamlined Refinance
Refinance quickly without an appraisal.

Quick Processing
Our FHA team is experienced to get your FHA loan funded quickly.

FICO Score Flexibility
More flexibility with FICO scores.

Gift Funds Allowed
Your friends and family may help finance your dream home.

203(k) HOME LOAN RENOVATION

Planning to buy a fixer-upper? This program combines your construction loan and your mortgage into a single home loan, which saves money in closing costs and simplifies the home renovation process.

Renovating? Save money!
Combine your renovation loan and your mortgage into a single home loan, which limits your loan closing costs.

Backed by the Federal Housing Administration (FHA)
The 203k loan combines the traditional “home improvement” loan with a standard FHA mortgage, with loan amounts of up to $625,500.

Buying or Refinancing
The 203k loan is available to both buyers and refinancing households.

Streamline your 203(k)
The Streamlined 203k loan is for less extensive projects and costs are limited to $35,000. Traditional 203k loans do not have a construction loan size limit

VETERAN’S ‘VA’ LOAN

For the men and women that served us, we serve you by offering our best product. Buy a home with $0 down!

You Earned This
For the men and women that served us, we serve you by offering our best product.

No Money Down
Purchase or refinance at 100% of the home’s value.

Fast Processing
Let our VA team guide you through a fast and easy process.

Turnkey Process
Receive your VA loan quickly and easily today.

USDA RURAL LOAN

The USDA Mortgage is meant to spur homeownership in pre-designated rural and underdeveloped areas. Take advantage of a 0% down-payment with this program!

0% Down Payment
That’s right! This program offers 100% financing for qualifying members.

No Homeowner Counseling Required
Purchase or refinance at 100% of the home’s value.

First-Time Buyer Friendly
USDA Rural Loans can be used by first-time buyers and repeat home buyers alike.

Insured by the U.S. Department of Agriculture
Via the USDA, you can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates.

HOME AFFORDABILITY REFINANCE PROGRAM (HARP 2.0) LOAN

Owe more on your home than it’s worth? No problem! Welcome to the simple solution.

Many Qualify
Over 2.5 million have taken advantage.

High LTV’s Ok
Even if you are underwater on your loan.

HARP Experts
We have an expert in-house to help you.

Insured by the U.S. Department of Agriculture
Via the USDA, you can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates.

CONVENTIONAL LOAN

Take advantage of low rates with a conventional purchase or refinance from LeaderOne Financial.

Most Common
This is the most utilized mortgage program.

Up to 30 Years
30, 20, 15 and 10 year mortgages available.

Great Rates
Conventional loans offer low mortgage rates to save you money.

Fixed & Adjustable Rates
Choose between fixed options and adjustable options.